Polish Bank For Sale - Flexible Deal

Dynamically developing commercial bank operating across Poland for sale. The Bank maintains over eleven branches in the Poland’s largest cities, offering a full range of banking services for both retail and business clients, with a particular focus on the SME sector and specialization in real estate market. It emphasizes sustainable growth, deposit security, and efficient credit services, while continuously building a strong brand within the Polish banking sector. More than threefold increase of total assets in last four years. Attractive platform for entering EU market for non-EU based investor.

Bank is active participant in the National Clearing House (KIR) and in the ELIXIR and SORBNET settlement systems, which ensures full integration with Poland’s core banking infrastructure, Bank processes SEPA and SWIFT payments.
The Bank offers a comprehensive product portfolio, including:
• Current and deposit accounts,
• Consumer, mortgage, and business loans, with special emphasis on SMEs,
• Visa payment cards for retail and business clients,
• Advanced electronic banking powered by an IT system developed exclusively for the Bank, ensuring modern and user-friendly client services.
Bank offers mainly high profit mortgage loans backed with high value and high liquid real estates.
Bank employs more than 500 qualified professionals with an average tenure of approximately 11 years, including experts in retail banking, risk management, lending, and IT.
The Bank operates an efficient network of branches across Poland supported by a modern organizational structure, allowing rapid adaptation to evolving market conditions. Its operational structure is highly effective and maintains additional performance capacity.
Key Financial Data:
For 2024 (values presented in EURO):
• Total equity: 89,216,684 EURO,
• Gross profit: 11,865,295 EURO,
• Financial expenses: 629,825 EURO,
• Depreciation: 1,451,448 EURO
• EBIT: 12,495,120 EURO,
• EBITDA: 13,946,568 EURO.

The information and statements contained in this document are provided solely for informational purposes and do not constitute an offer or invitation to enter into any agreement or transaction within the meaning of Article 66 of the Polish Civil Code.