Owner-Financed Businesses for Sale | Flexible Payments
Discover a wide range of owner-financed businesses for sale on DealStream, your go-to marketplace for flexible seller financing opportunities. Whether you’re a first-time buyer or seasoned investor, our curated listings feature low down-payments, customizable terms, and detailed business profiles to help you buy a business with confidence. Start exploring owner-financed deals today and secure the perfect venture to fit your budget and growth goals!
Showcased Deals
Tech First Design-Build Construction Co.
The real estate market in California is a well-known and worldwide sensation. For any established Construction Company within the CA landscape, depending on the size of the Company, the gravity of that statement may or may not make sense to them. The Company we are representing has a very good understanding...
Patented Nerve Monitoring Medical Device
The Company is in search of an opportunity to sell to an organization that has the ability to acquire and to continue to fully commercialize its unique and patented nerve saving device for prostate surgery. The Company’s device has received two FDA 510K Class II clearances and has four US Patents. The...
Patented US Based World Leader Iris Recognition
Our client is a world leader in iris recognition technology with a large production capacity based in USA. They are a multinational corporation with a robust track record of selling its best-selling, award winning technology products worldwide. Clients include the UN, the US Department of Homeland...
All Matching Deals
$30K Down Payment, Sub Shop, $169K SDE
Benefiting from an established customer base and a well-functioning team, this popular sub shop presents an excellent ownership opportunity. Over the years, it has faithfully served sandwiches to loyal patrons. Situated in a prime location with high foot traffic, the shop also receives numerous catering...
Premium Chocolates & Fine Wines: A Legacy of Sweet
Step into ownership of an artisanal chocolate "factory" paired with a thriving wine-making venture! This beloved establishment, renowned across the state, offers handcrafted chocolate delights alongside exquisite, locally-crafted wines. Customers rave about the personalized tasting experience, sampling...
Fastest Labs of St. Paul
Fastest Labs is one of the hottest, fastest-growing franchise brands in the U.S., built on a proven model of fast, clean, and friendly testing services. With strong demand from both individuals and employers, this franchise has become a trusted provider. Backed by a highly responsive corporate team...
Keepers RV Center
Keepers RV Center has been serving customers for over 60 years, with more than 50 years at its current spot just outside Mankato, MN. The owner and her team have earned a loyal following by offering RV brands and models that people are willing to travel from several states away to buy. The location...
Reputable Plumbing Business for Sale
This long-established plumbing company has built a strong reputation for reliability, quality service, and customer care in its area. The business benefits from a loyal customer base, excellent reviews, and a dedicated team that “does what they say they’re going to do,” ensuring jobs are done right...
35W Auto Repair and Car Wash
35W Auto Repair and self-service car wash is located in Mounds View right off of Interstate 35W. They have built a reputation for fast, honest service. The shop has two twin hoist bays, 1 drive on bay, 2 offices and 4 self-service car wash stations. It serves a loyal base of repeat customers and walk-ins....
Mental Health Counseling Practice $2.7M Revenue
Experience extraordinary growth in the healthcare sector with a proven, scalable multi-location Midwestern mental health practice. This is a rare opportunity to acquire a thriving mental health organization that has successfully scaled to 4 strategic locations across a prime Midwest market. Combining...
Scalable EdTech CRM & School Enrollment Marketing
This fast-growing EdTech platform is transforming how public charter schools manage enrollment. Purpose-built for K-12 education, it combines a highly specialized CRM with full-service digital marketing to help schools attract, engage, and convert student enrollment—ultimately boosting overall enrollment...
Travel & Mobile Accessories Brand / $40M+ in sales
This is a rare opportunity to acquire a profitable, IP-rich consumer lifestyle brand operating at the lucrative intersection of the $9.9T travel industry and the high-demand mobile accessory sector. With over $40 million in lifetime revenue, numerous patents for their product designs, and high-profile...
Asset Sale Fully Equipped Medical Spa
Highly regarded, fully equipped Medical Spa located in an affluent and high-traffic area of Broward County. The practice offers an extensive portfolio of services with revenue diversification across both wellness and aesthetic modalities. Wellness and regenerative services include hormone therapy,...
Profitable, Well Established, Online Auction
This auction business presents a streamlined and resilient financial profile, bolstered by strategic operational shifts and a refined focus on high-performing core services. While the top-line revenue shows a measured decline over the three-year period, this was the result of a purposeful decision to...
Auto Parts, Service & Repair
Founded by the current owner's father in the 1950s, this business is a half an acre auto repair shop with several of buildings, a handsome data base and lots of parking. Business is to be sold with the property (+ or - 1 acre) but offered separately at $1,690,000. 4 lots in total, 2 that host the business....
Child Psychology Services
This well-established and profitable business provides high-quality support services for children with developmental disabilities. With a strong reputation for compassionate care and professional excellence, the company has built long-standing relationships with families, schools, and community partners. The...
Lash Studio with Services and Branded Products
Premier beauty studio offering customized eyelash extension and brow services within a nationally recognized franchise system. The business operates from a high-end, high-traffic outdoor shopping and dining destination featuring strong national tenants, restaurants, and entertainment, providing consistent...
Turnkey Hospice – No 36-Month Rule
IN CONTRACT An established, CDPH-accredited hospice agency, structured as a clean California C-Corporation, is now available for acquisition. Located in Los Angeles County, it serves an approved GSA covering Los Angeles, Orange, and Ventura Counties. Office: 1,100 sq. ft. | $2,500/month | Open lease...
LED Assembly, Supply, & Contract Manufacturing
Founded in 2008 this business provides energy-efficient LED lighting solutions that help customers reduce costs and environmental impact. The company leverages deep expertise in electricity, lighting design, and decades of sales and product development experience. The business serves industrial and...
Premier Marine Dock, Seawall Construction Company
Premier Marine Dock, Seawall construction company for sale in Tampa Bay FL. New seawall installation, repairs, erosion control and new dock installation. Growing industry, especially in Pinellas County due to the storms and heightened county/city storm codes. This company can handle canal or open project...
Thriving Upscale Bar & Restaurant in Fast-Growing
This full-service bar and restaurant caters to couples and families in one of the fastest-growing regions of the Pacific Northwest. Built as an anchor in a new shopping center, the pub is located in a prominent corner location with floor-to-ceiling windows and two large patios, custom-designed for this...
Indoor Sports Facility w/ Multiple Fields
This 120,000 square foot business is an indoor Facility providing a climate-controlled, year-round space for a variety of activities. The full-size, regulation indoor fields span over 100,000 square feet of turf under one roof, supporting soccer, football, softball, and more. With convenient access...
Craft Brewery: Wholesale Distribution & Restaurant
This established business, founded in 2001, presents a compelling acquisition opportunity in the thriving craft beverage and full-service restaurant sector. Located in a picturesque, outdoor-focused market in Colorado, the company benefits from reduced regional competition and a robust customer base...
TargetEdge – Own a Profitable Online Digital Business
Founded in 2025, TargetEdge is a profitable Shopify-based eCommerce store specializing in digital marketing services. This 100% online business requires no inventory, no shipping, and minimal operational effort, making it ideal for passive income and scalable growth. Verified Performance Overview...
ElementHome — Profitable Home Decor Brand
ElementHome is a high-converting Shopify store offering modern home decor products, including lighting, accessories, and design-forward pieces. The business has delivered stable revenue for over six months, backed by lean operations and targeted advertising. Why We're Selling While the store...
Sellify Pro/Thriving Shopify Digital Ed Platform
Sellify Pro: Your Digital Product Business Founded in 2025, Sellify Pro is a thriving Shopify-based eCommerce store specializing in digital education for aspiring entrepreneurs. This 100% online business offers high-demand courses focused on Shopify and eCommerce growth strategies. With no inventory,...
Plumbing Company in Tampa
Over 30 year old plumbing company for sale in Tampa Bay. Primarily focused on residential clients offering service, repairs, construction and general plumbing services. 5 technicians, Service Manager, Shop Helper and office staff in place. 8 vehicles including trailers. Inventory is included with the...
Boutique Optometry/ Ophthalmology Practice & Condo
High-Traffic Location, Repeat Patients, and Strong Upside for Optometrist or Ophthalmologist Well-established optometry/ophthalmology practice and optical boutique located on a major corridor in Sarasota, Florida. The practice combines comprehensive medical eye care with a curated, high-end eyewear...
Tips for Buying A Business
Understand Your Motivations and Goals
Before you start searching for a business to buy, take the time to reflect on your motivations and long-term goals. Ask yourself why you want to buy a business and what you hope to achieve from this investment. Having a clear vision will help you identify opportunities that fit your skills, interests, and financial objectives. When you have well-defined criteria, it becomes easier to weed out businesses that aren’t a good match, saving you time and resources in the process.
Conduct Thorough Due Diligence
Due diligence is a critical step in the buying process. Make sure to carefully analyze the business’s financial records, legal standing, and operational procedures before making any commitments. Hire professional advisors—including accountants and attorneys—to help you review profit and loss statements, tax returns, contracts, and employee agreements. By uncovering any hidden liabilities or risks, you can avoid costly surprises and negotiate a fair purchase price.
Negotiate with the Future in Mind
When negotiating terms with the seller, it’s important not only to focus on the price but also on the conditions that will set you up for long-term success. Consider factors like training support from the previous owner, transition timelines, and key employee retention. By establishing a collaborative post-sale transition plan, you increase the likelihood of a smooth handover, preserve important relationships, and position yourself to sustain and grow the business under your leadership.