Audit-Ready KYC / AML Platform (Full Source Code)

Production-grade KYC / AML white-label compliance software platform built for fintech, crypto, and payments businesses requiring audit-ready onboarding workflows.

This listing is for a SOFTWARE ASSET ONLY. It is not a licensed business, not a regulated entity, and does not include customers, bank accounts, custody, or regulatory approvals.

Seller Background:
Platform extracted from a live FinCEN-registered MSB environment and productized as a standalone compliance software asset. Seller now focuses on building and commercializing core compliance and exchange infrastructure.

Why This Is Priced at $49K:
- Represents approximately 15% of original multi-year development investment
- Comparable enterprise KYC SaaS costs $30–35K per year
- ROI typically achieved in ~8–10 months versus SaaS subscriptions
- Buyer receives full source code ownership and deployment control

Technology Stack:
Backend: Python (FastAPI), PostgreSQL, Redis
Frontend/Admin: React + TypeScript
APIs: REST, Swagger/OpenAPI, Postman collections
Deployment: Fully Dockerized, self-hosted or private cloud, cloud-agnostic templates

Scalability:
Load-tested for 5,000+ concurrent onboarding events per day on standard AWS m5.large infrastructure. Actual throughput depends on buyer configuration and integrations.

Core Capabilities:
- User onboarding and identity lifecycle management
- Document submission and manual verification
- Configurable risk tiers and user states
- Case notes, reviewer actions, and immutable audit logs
- Role-based access control (RBAC)
- Evidence retention and compliance reporting
- Webhooks for downstream compliance actions

AML-Readiness (Plug-in Architecture):
Designed to integrate with third-party AML data providers (buyer contracts directly), including sanctions screening (OFAC, UN, EU), PEP databases, adverse media hooks, and ongoing monitoring rules.
No third-party data licenses are included.

White-Label & Multi-Tenant Ready:
- Full branding control (logo, colors, domain)
- Crypto-only, fiat-only, or hybrid onboarding flows
- Multi-tenant isolation
- Compliance alert webhooks

Audit-Ready by Design:
Built to support audit expectations under FinCEN MSB, FATF, and similar frameworks. No regulatory approval or license is included or implied.

What Is NOT Included:
- No licenses or regulatory approvals
- No bank accounts or payment rails
- No customers or transaction history
- No custody of funds or wallets

Post-Sale Support:
- Structured code handover
- Deployment and configuration walkthrough
- 10–15 hours of knowledge transfer
Optional paid support or customization available.

Typical Timeline:
- Staging deployment: 3–5 days
- Production-ready: 2–4 weeks (integration-dependent)

Important Legal Notice:
Seller does not provide legal advice. Buyer is responsible for independent legal review, compliance program, and regulatory registrations prior to deployment.

Next Steps:
NDA required prior to repository access. Pre-qualified buyers may schedule a 45-minute technical walkthrough within 48 hours of NDA execution.