Own a Thriving Insurance Agency
This is a rare opportunity to acquire a high-performing Farmers Insurance agency with an independent book of business, generating approximately $900,000 in annual service commissions. The agency benefits from strong recurring revenue, a well-established client base, and a strategic location in a high-income area of Henderson, Nevada.
With $815,000 in commissions from Farmers and an additional $100,000 from independent policies, a new owner has the flexibility to grow both sides of the business. The independent component presents a significant expansion opportunity beyond the Farmers portfolio. The agency also holds valuable multi-state appointments, including California, making it an attractive acquisition for a buyer seeking geographic reach.
The agency maintains a steady pipeline of new policies, averaging $8,000 in new monthly commissions. Client acquisition is driven by a proven mix of referral partnerships, networking, commercial insurance outreach, and digital marketing. Referral conversions significantly outperform industry averages, ensuring long-term sustainability.
A skilled team of five full-time employees, including an Operations Manager and Commercial Producer, ensures efficient operations. The office lease is secured through 2025 at $2,100/month, with relocation options available. The agency runs on Apex, a Salesforce-based CRM, and fully integrates call recording and compliance-driven document management.
Seller financing is available for a portion of the purchase price. The existing bank has pre-approved financing for up to a 2x multiple, with a 10% down payment requirement. Farmers does not charge a transfer fee and offers a $5,000 conversion bonus, along with comprehensive training at the University of Farmers.
The seller is committed to a smooth transition, offering exceptional support and training. Additionally, the experienced and dedicated staff are willing to continue with the new owner, ensuring continuity and stability.
This is a leased location of 1,200 square feet with a Total monthly rent of $2,100. Lease ends 12/2025 with one option. Seller is active with 5FT employees. Hours of operation are 8:00 am - 5:00 pm, 5 days a week.
Financials (USD)
Asking Price $2,225,000
Cash Flow $540,752
Sales $915,382
Deal Terms
Represented by broker? Yes
Buyer Fee? No
Seller Financing? Yes
Willing to co-broke? No
Principals only? No
Franchise? No
Management will stay? Yes
Relocatable? No
Real Estate? No
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