Core Banking System – Fully Developed and Ready
A modern, cloud-based Core Banking System built to support retail, SME, and fintech operations — available for immediate sale with full source code and IP rights.
Overview
This comprehensive platform is designed to power digital banks, EMIs, payment institutions, and fintech startups. Built using Node.js, React, and MongoDB, it ensures scalability, high performance, and seamless integration with modern financial APIs and third-party providers.
Key Features
Customer Onboarding & KYC: Automated digital onboarding with API-ready integration for KYC/AML providers.
Accounts Management: Multi-currency support for current, savings, and business accounts.
Payments & Transfers: Real-time internal transfers, SEPA/SWIFT-ready architecture, and configurable transaction limits.
Ledger Engine: Double-entry accounting system ensuring full audit traceability.
Cards & IBANs: Integrated structure for card issuance and IBAN allocation (virtual and physical).
Loan & Credit Module: Complete loan lifecycle management with configurable rates, repayments, and schedules.
Reports & Analytics: Dynamic dashboards for financial performance, compliance, and customer activity monitoring.
Admin Console: Role-based access control with detailed audit logs.
API-Driven Architecture: Open banking–ready RESTful APIs for seamless third-party integration.
Mobile & Web Apps: Cross-platform mobile app (Flutter) and responsive web portal included.
Technology Stack
Backend: Node.js (Express)
Frontend: React.js
Database: MongoDB
Mobile: Flutter (Android & iOS)
Cloud: AWS / Azure compatible
Security: JWT, AES encryption, 2FA-ready
Included Assets
Full source code and technical documentation
Mobile app source code (Flutter)
API documentation and Postman collection
Product update app for end-user devices
Optional support and transfer assistance
Ideal For
Fintech startups seeking to launch fast
EMIs, payment institutions, or digital banks
Investors looking for a ready-to-scale financial platform
Business Model Options
Full IP and source code acquisition
Exclusive licensing rights
White-label resale partnership
Financials (USD)
Asking Price Not Disclosed
Cash Flow Not Disclosed
Sales Not Disclosed
Deal Terms
Represented by broker? Yes
Buyer Fee? Available On Request
Seller Financing? Available On Request
Willing to co-broke? Available On Request
Principals only? Available On Request
Franchise? Available On Request
Management will stay? Available On Request
Relocatable? Available On Request
Real Estate? Available On Request
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