UK & Global Licensed Payments + Crypto Platform

A UK-based, FCA-registered fintech firm operating for over 7 years, One World Connect specializes in cross-border Money Services Business (MSB), digital currency transactions, and KYC/AML compliance. The company operates a fully licensed and proprietary financial ecosystem supporting B2B and B2C channels across multiple jurisdictions. It is licensed in the UK, Australia, Canada, and Asia, with a proven track record and annual turnover exceeding $1 million USD.

The platform includes robust web and mobile applications, real-time risk-based transaction monitoring, and full compliance frameworks in place to address evolving regulatory demands, including AUSTRAC, FINTRAC, FCA, and BSP standards.

MSB / Payment Platform Key Features:
• Multi-Jurisdiction Licensing: Compliant in the UK, Canada, Australia, and the Philippines.
• Turnkey Technology: Fully operational mobile and web applications for customers and agents.
• Bank-Grade Security: Advanced encryption and real-time fraud detection protocols.
• Banking Infrastructure: Multiple bank accounts established across the UK, Australia, and the Philippines.
• Integrated Payments: Connectivity with banks and 3rd-party payout providers via API.
• Scalable Architecture: Designed to support expansion into new corridors and partners.
• Cashless Operation: Strictly bank-to-bank transactions with embedded KYC onboarding.

AML/KYC Platform Features:
• Automated Compliance Engine: Integrated risk scoring, red flag detection, and workflow escalation.
• Enhanced Due Diligence (EDD): Dynamic application of EDD for PEPs and high-risk jurisdictions.
• Real-Time Monitoring: Automated alerts and SAR/SMR escalation protocols.
• Jurisdiction-Specific Reporting: AUSTRAC (TTR, IFTI, SMR), FCA (FSA057, REP017/018), FINTRAC reports enabled.
• Internal Audit Trail: Comprehensive logs for regulatory scrutiny and audits.

Highlights:
• Clean company structure with full legal and regulatory licensing.
• Operational since 2018 with active transaction volumes.
• Fully owned IP and back-office system.
• Zero exposure to cash-based transactions.
• Compliance with MLR, AML/CTF, and GDPR requirements.
• Live transaction monitoring and user profiling engine.
• No outstanding liabilities.

Licenses & Regulatory Approvals:
United Kingdom: FCA SPI License – upgradeable to EMI/API status.
Australia: AUSTRAC registration for Digital Currency Exchange and Remittance Services.
Canada: FINTRAC MSB registration for cross-border payments.
Philippines: BSP registered remittance provider for international payments.