API (Authorized Payment Institution) in Italy

An established Authorized Payment Institution (API) is available for full acquisition, offering a rare opportunity for strategic buyers seeking immediate market entry. With over 20 years in the industry, the company provides a mature regulatory asset and a robust, scalable infrastructure.

Key Activities

Services enabling placement and withdrawal of cash on a payment account
Execution of payment transactions, both with and without a credit line
Issuing of payment instruments and acquiring of payment transactions
Money remittance
Issuing of electronic money

Strategic Highlights

Global Reach: Banking partnerships with 80+ institutions across the EU, LATAM, Africa, and Asia.
Local Network: 600 agents already operating in the local market.
Market Access: Licensed with passporting rights to key EU markets.
Principal Membership: Authorized to acquire transactions via Visa and Mastercard networks.
API Infrastructure: Modern APIs support seamless integration for both money transfers and acquiring services.
Tech Stack: Proprietary software includes a white-label solution for acquiring and money transfer services.
Cross-Border Capability: Access to SWIFT through partner banks enhances international reach.
Operational Team: A 25-person professional team is in place and willing to remain post-acquisition.
Compliance Track Record: Fully compliant with regulatory standards; only minor administrative sanctions historically.
Growth Potential: IBAN issuance not currently active, but technically and operationally feasible.

Conclusion

This API is a rare, fully licensed asset, perfectly suited for fintech companies, payment service providers, or institutional investors looking to establish or expand their footprint in the global payments ecosystem. Its well-developed infrastructure, strong banking relationships, and retained team offer a plug-and-play solution with low execution risk. With regulatory clearance, Visa/Mastercard memberships, and proven tech, the platform is ready for aggressive scale-up and innovation under new ownership.