SPI in Poland for sale

SPI in Poland for Sale

Key Features:

Licensed as a Small Payment Institution (SPI) under Polish regulations
Services covered include:
• Accepting cash deposits and making cash withdrawals
• Executing payment transactions (including credit transfers and standing orders)
• Enabling merchants to accept payment instruments and executing transactions via payment systems
Company previously held a current account; reopening or establishing a new bank account is possible before transaction completion
Fully compliant with Polish financial regulatory framework

Jurisdiction Overview:

Poland, as an EU member state, offers a strong and transparent regulatory environment for payment institutions. An SPI provides a practical entry point for businesses looking to operate within the EU payments ecosystem without the higher capital thresholds of a full Payment Institution license.

Why This SPI?

Streamlined licensing already in place — ready for takeover
Flexibility to expand services across the EU under local framework
Lower operational and regulatory costs compared to full PI or EMI licenses
Suitable for payment processors, merchant acquiring businesses, and fintech startups