Belgium – Licensed Payment Institution

Status: Active | Regulated | Fully Compliant | Clean Structure

Overview
A fully licensed Payment Institution (PI) authorized under PSD2 to operate across the European Economic Area (EEA) via passporting. The license includes full money remittance permissions. The company is clean, has no regulatory or legal issues, and offers immediate scalability for buyers looking to expand in the EU market.

Company Structure:
- Jurisdiction: European Union (Belgium)
- Legal Form: Joint-stock company (SA)
- License Type: PI – Payment Institution License under PSD2
-License Issued: 202х
- License Status: Active and in good standing
- Ownership Transfer: 100% share sale

Authorizations:
- Money remittance services (as per regulatory approval)

Geographic Scope:
- Passporting Rights: Activated in 10 EEA countries
- Registered Agent Presence: 1 EEA country

Team & Governance:
- Key Personnel:
Chief Executive Officer
Chief Technology Officer
MLRO / Compliance Officer
- Continuation: All key team members are open to remaining for 6+ months after the sale (option to extend)
- Staff: No outsourced staff
Banking & Financial Infrastructure
- Bank Accounts:
3 active corporate accounts (EUR)
Opened directly in company name
- Connected Payment Provider: Active & licensed
- Currencies Held: EUR only

Technology Stack
- Software:
Fully developed internal transaction monitoring system
KYC/AML dashboard
Back-office tools for compliance and operations
- Ownership: Software can be transferred (optional)
- Core Systems: In-house; no reliance on white-label PSPs or agents

Operations & Financials
- Revenue: € 400 000+
- Monthly Burn Rate: ~€29,000
- No client disputes or legal proceedings
- No unresolved regulatory issues
- No open claims from clients or partners
- No long-term contracts restricting transfer

Key Strengths:
- Fully regulated EU PI license under PSD2
- Clean corporate structure — no debt, no litigation, no compliance issues
- Active license with EU passporting rights
- Existing banking relationships and transaction-ready
- Tech and compliance systems ready for transfer
- Lean in-house team open to transitional support
- Strategic opportunity for buyers entering or scaling in the EU fintech/remittance space

Ready for immediate transfer.