Poland SPI and VASP for sale

An operationally ready Polish-registered VASP with an active MIP (Small Payment Institution) license and a live Lithuanian bank account is available for acquisition. The entity offers a complete infrastructure for crypto–fiat operations across the EU, ensuring immediate functionality and regulatory alignment from day one.

Permissions under VASP license
Exchange between crypto and fiat currencies
Exchange between crypto assets
Intermediate in such exchanges
Maintain accounts as defined under the Anti-Money Laundering Act
These permissions enable the full scope of digital asset operations under current EU standards.

Permissions under SPI license
Accepting cash deposits and making cash withdrawals from a payment account and all activities necessary to maintain the account
Executing payment transactions, including the transfer of funds to a payment account with the user's provider or another provider by performing direct debit services, including one-off direct debits
Executing payment transactions, including the transfer of funds to a payment account with the user's provider or another provider using a payment card or similar payment instrument
Executing payment transactions, including the transfer of funds to a payment account with the user's provider or another provider by performing credit transfer services, including standing orders
Issuing payment instruments
Enabling the acceptance of payment instruments and the execution of payment transactions initiated by the payer's payment instrument by or through the merchant, consisting in particular in handling authorization, sending the payer's or merchant's payment orders to the payment instrument issuer or payment systems, aimed at transferring the funds due to the merchant, excluding activities involving the clearing and settlement of these transactions in within the payment system within the meaning of the Settlement Finality Act (Acquiring)
Provision of money transfer services

Extended Transition Period & Political Flexibility
Under the transitional regime, VASP-registered entities can operate until July 2026 without obtaining a CASP license.
Given the current political uncertainty and potential veto of the crypto-assets law, this operational window may be extended—granting additional flexibility and time before full MiCA compliance is required.

Ready-to-Operate Structure
Fully established EU legal entity
Active Lithuanian bank account (fiat operations)
Registered VASP and licensed MIP (SPI)
KNF-standard AML/KYC framework in place
Immediate operational readiness with no onboarding or banking delays
The transfer process is straightforward, requiring no separate KNF approval for the change of control—allowing swift entry into operations.

Fully Compliant AML/KYC Infrastructure
The entity’s AML and KYC systems are aligned with KNF’s regulatory expectations, satisfying one of the key prerequisites for future CASP licensing under MiCA.
This compliance readiness significantly de-risks and expedites the CASP application process.

Conclusion
This opportunity represents a fully operational, dual-licensed EU fintech hub, combining crypto and fiat functionality under KNF supervision. With an active Lithuanian bank account, robust compliance framework, and strategic regulatory positioning ahead of MiCA, the entity offers investors a turnkey, future-proof entry into the regulated European digital assets market.