SBA Loan - Up to $5.5 Million

Maximum Amount: $5,500,000
Funding Source Details
Listed on Aug 21, 2025(Renewed on Dec 19, 2025)

SBA LOAN
* $5.5 Million Max Funded
* Approval - 1 to 5 Days, Funding - 4 to 10 Weeks
* No Upfront Fees
* Term - SBA 7a: 10 Year Term
* Term - SBA 504: 25 Year Term
* Annual Rate - Prime + 1% to 2.75%
* Payments - Monthly
* No Prepayment Penalty
* Reports to Business Credit Bureaus

QUALIFICATIONS:
* 2 Years In Business
* Minimum Credit Score - 680 FICO
* $40,000 Deposited Monthly in Business Bank Account or $500,000 Annual Sales
* No Bankruptcies/ Liens/ Foreclosures in the last 3 years

Locations: United States only

Update on Federal Government Shutdown:
SBA 7(a) and 504 loan processing freezes
New SBA 7(a) and CDC/504 loans are paused during a government shutdown, meaning no new loans will be processed or approved during this time.
Even SBA lenders with special permission to approve loans on their own, known as delegated authority, can’t issue new loans during a shutdown. This includes members of the Preferred Lenders Program (PLP) and Express Lenders.
If you plan to apply for an SBA loan, your lender can help you prepare your loan application so it’s ready to submit once SBA operations resume.

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Financials (USD)

Maximum Amount $5,500,000

Additional Details

Interest Rates Available 1% to 2.75%

Fees Payable No Up-front Fees

Borrower Credit Requirements 680+

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