Retail Installment Sales Contract (Auto RISC)

This is a secured promissory note in the form of a Retail Installment Sales Contract (RISC), backed by a perfected UCC-1filing and collateralized by a 2021 Mercedes-Benz E-Class. As the current Holder in Due Course, I am offering to sell/assign this note and all related enforcement rights. Buyer will have full rights to collect payments directly or enforce repossession of the collateral through licensed agents in the event of default.2021 Mercedes-Benz E-Class – Performing Auto Note – 1st Lien
Note Details:
* Type: Retail Installment Sales Contract (RISC)
* Collateral: 2021 Mercedes-Benz E-Class, VIN W1KZF8DB3MA897949
* Position: 1st Lien (secured by vehicle title, UCC-1 perfected)
* Status: Performing (payments current at time of listing)
* Original Balance (Amount Financed): $24,777.00
* Monthly Payment: $692.00
* APR: 12.95%
* Contract Date: September 6, 2025
* Maturity Date: September 6, 2031 (72-month term)
* Payment History: Newly originated, first payments due — current.
* Servicing: Currently self-serviced (can be transferred).
Security / Collateral Info:
* Retail Installment Sales Contract executed September 6, 2025.
* UCC-1 Financing Statement No. 250056554572, filed September 7, 2025 with Texas Secretary of State.
* Note is secured by vehicle title as primary collateral.
* I am the Holder in Due Course with perfected rights to assign, sell, and enforce.
Why Buy This Note:
* First-lien position secured by a high-value luxury vehicle.
* Performing note with regular monthly payment stream.
* Interest rate at 12.95% provides above-market yield.
* Strong collateral — 2021 Mercedes-Benz E-Class retains high resale value.
* Discounted purchase price creates opportunity for significant ROI.