Faster Gig Pay, Anywhere

Pay crews instantly—no bank delays, no fragmented rails. Issue crypto-backed virtual/physical cards that workers can spend anywhere.

The pain today
3–7 day settlement windows
Cross-border FX fees + rejected payouts
Cash flow gaps for drivers/riders/creators

The solution
On-demand payouts to a wallet, auto-linked to a Visa/Mastercard virtual card
Just-in-time funding at swipe; rules for spend, MCC, geofence
Stablecoin option for fast cross-border, with 1-tap off-ramp to fiat

How it works (flow)
Work completed → earnings posted
Instant card issuance (virtual in-app; physical optional)
Real-time funding from wallet at authorization
Optional: FX at time of spend (smart routing), cash-out to bank

Compliance built-in
KYC/KYB, sanctions/PEP, adverse media, Travel Rule (where applicable), blockchain forensics, audit trails.

Pilot Targets (Numbers)
Payout availability: less than 60 seconds after job completion
Virtual card issuance: less than 5 seconds
Authorization uplift with smart routing: increase of 2 to 5 percent
Cost per payout: reduction of 20 to 35 percent compared to legacy methods
Sanctions/PEP check latency (p50): up to 200 milliseconds
FX optimization: effective savings of 3 to 5 percent on cross-border spend