Credit Wrap Solutions for Private Debt or Equity

BiAssurance provides credit risk insurance and credit wrap solutions designed to protect investors, private lenders, and seller-financers against payment interruption, performance failure, and structured credit risk in private transactions.

Our ARC framework applies insurance-based credit protection to existing or newly originated loans, notes, and milestone-based receivables, enhancing credit quality and improving liquidity for secondary market placement.

What We Provide

Credit risk insurance solutions for private debt and seller-financed transactions

Credit wrap structures that enhance note and receivable value

Performance and payment interruption protection

Structured risk coverage aligned with investor and lender requirements

ARC is structured as a credit enhancement overlay that may be implemented through:

Partner carriers

Reinsurance structures


Coverage availability, structure, and terms depend on transaction profile and jurisdiction.

Common Use Cases

Seller-financed real estate or business notes

Private loans and mezzanine financings

Asset-backed receivables

Project milestone or performance-based payments

Secondary market note sales and portfolio placements

Why Investors & Lenders Use ARC

Improves downside protection and yield stability

Enhances resale and liquidity of private notes

Adds institutional-grade risk mitigation to non-bank transactions

Aligns with structured finance and investment management workflows

🔹 Important Disclosure

ARC is not offered as a retail admitted insurance policy.
Credit risk insurance and credit wrap solutions are structured and provided through licensed insurance partners, reinsurance arrangements, or alternative risk facilities, depending on transaction characteristics.

Regulatory Disclosure:
BiAssurance acts as a program administrator and insurance producer.
Credit risk insurance and credit wrap solutions are structured and arranged through licensed insurance carriers, reinsurance facilities, or approved risk structures, depending on transaction characteristics and jurisdiction.

This offering is intended for institutional and professional counterparties only.