Launch Card+IBAN Programs Without Banking License

Cyprus

Service Details

Listed on Dec 10, 2025(Renewed on Jan 16, 2026)

The Problem We Solve
Emerging crypto wallets are stuck at custody-only functionality. They want to add spending features (cards, IBANs):
Need banking license (18-24 months + €5M+ cost)
Need Visa/Mastercard partnerships (complicated BIN sponsor relationships)
Need KYC/AML compliance infrastructure (6-9 months build)
Need IBAN provisioning infrastructure (40+ country banking relationships)

Vault's Solution (White-Label Infrastructure)
Card Issuance: Visa/Mastercard debit cards under wallet's brand
IBAN Provisioning: Virtual IBANs (EUR, USD, GBP) for each user
Crypto-to-Fiat Funding: Users fund cards/IBANs directly from USDC/USDT balances
Compliance Built-In: KYC/AML/sanctions screening included
White-Label: Wallet's brand, Vault operates as invisible infrastructure
6-Week Integration: API-first, not 18-month build

Please contact us for more details

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