Fully Operational International Bank Puerto Rico

An established international bank licensed in Puerto Rico and in continuous operation since 2013 is available for acquisition. The bank recently completed a regulatory audit and received top marks for compliance, governance, and operational readiness.

Key Highlights:

Purchase Price: $6 million
Paid-in Capital: $7 million plus $1 million in unencumbered assets (regulatory CD)

Loan Book: High-quality, low-risk portfolio; can be included in the transaction or removed upon buyer request

Compliance: Strong BSA/AML program validated through independent assessments and recent regulatory audit

Audit: 2024 audited financials available; confirms healthy capital ratios and clean operational history

The bank is clean and well-positioned for rapid scaling or targeted transformation. Buyer should plan for a transition budget for improvements or business model expansion. Ideal for financial groups seeking an operational Puerto Rico-licensed IFE with recent regulatory approval and an active banking infrastructure.

Based on the above, the cash required to close the transaction is $6 million, plus unencumbered assets of $1 million, plus paid in capital of $7 million. Total: $14 million.

My firm specializes in representing buyers - those who wish to purchase an international bank in the US territory of Puerto Rico. We will assist you throughout the process from negotiating the purchase, auditing the target (if applicable), writing the business plan, preparing the financials and other documents, and submitting the change of control request (a joint filing with the seller).

For the costs and process to purchase this international bank in Puerto Rico, please contact me. A buyer will be selected from the bids based on the price (of course) and how likely they are to be approved by regulators quickly and efficiently.

A retainer, NDA and proof of funds are required for full data room access.