Litigation Finance International Bank Puerto Rico

Location: San Juan, Puerto Rico
License Type: International Financial Entity (IFE)
Status: Fully Licensed, Operational, and Audit-Clean
Purchase Price: $5,000,000
Total Capital Required to Close: $10,500,000 (includes paid-in capital)

Overview
An exceptionally rare opportunity to acquire a turnkey international bank based in Puerto Rico, designed from the ground up to serve the litigation finance market. This financial institution holds a valid International Financial Entity (IFE) banking license issued by OCIF and a current Puerto Rico tax decree, providing powerful advantages for cross-border financial operations.

Unlike traditional U.S. banks restricted by domestic banking rules, this Puerto Rican IFE is legally permitted to accept deposits from outside the United States and deploy those funds within U.S. jurisdictions. This cross-border flexibility—combined with a clean operating structure and no legacy liabilities—makes this bank an ideal acquisition for legal finance firms, institutional investors, or international banking groups seeking U.S. market access.

Key Highlights
- No Legacy Issues – No loan book, deposit liabilities, or customer accounts
- Audited – Clean 2024 audit by a top-tier audit firm
- Fully Compliant – All banking, compliance, and IT policies approved and in force
- Correspondent Network – Accounts with multiple Puerto Rico and U.S. banks
- Technology Stack – Core system (Bansoft), compliance (J&A Global), payments (WorldNet)
- Staff & Facilities – Grade A office in San Juan, licensed local executives in place
- Ready to Operate – All regulatory, banking, and IT infrastructure active

Specialized Market Focus: Litigation Finance
This institution was built by a team of legal finance professionals, underwriters, and attorneys with one clear mission: to provide specialized banking services to the litigation finance sector.

Approved Products Include:
- Variable Prepaid Forward (VPF) Structures – Upfront funding in exchange for a portion of future case proceeds
- Docket-Backed Lending – Secured loans tied to case portfolios or legal dockets
- Seasoned Loan Acquisitions – Purchase of performing litigation finance loans
- Secondary Market Participation – Institutional trading and syndication of legal finance loans

International Advantage
What distinguishes this bank in the US territory of Puerto Rico from domestic U.S. institutions offering litigation finance is its international charter. It can accept deposits from global clients without triggering U.S. domestic banking regulations. Ideal for non-U.S. institutional investors seeking U.S. exposure through a secure and compliant platform

Financial Summary
- Purchase Price: $5 million
- Regulatory Capital Injection: $5 million + $500k reserve
- Total Capital to Close: $10.5 million

My firm specializes in representing buyers - those who wish to purchase an international bank in the US territory of Puerto Rico. We will assist you throughout the process from negotiating the purchase, auditing the target (if applicable), writing the business plan, preparing the financials and other documents, and submitting the change of control request (a joint filing with the seller). We charge fixed fees to the buyer and do not earn a commission. For this reason, we are your independent representative.