UK SPI License for Sale (Small Payment Institution

UK SPI License for Sale (Small Payment Institution)

United Kingdom – Finance Company
Details on Request

Ready-made, fully compliant, and operational SPI licensed company available for a quick sale.
Easily extendable to an Authorized Payment Institution (API) or Electronic Money Institution (EMI) license.

Company Information

Incorporated: 2018

Live & Active Since: 2019

Clean history – No issues with HMRC or FCA

Quick sale – ready-to-go company

Existing Features

Operational Lloyds Bank account in place for company operations only,

Partnerships with Ria and Dandelion, including additional bank account provided by Ria

Its enabled to send 190+ Countries in one platform,

Safeguarding account able to open with bank after application submitted to the banks or Financial Instutitions ,

Licensed and ready-to-use software system ( 3rd Party)

License Authorizations

Cash Collection service available and operational

Services enabling cash payout from a payment account

Fully FCA regulated and compliant

Opportunities & Advantages

Scalability: SPI license can be seamlessly upgraded to API or EMI license for wider financial services coverage.

Global Network Access: Partnerships with Ria and Dandelion enable connectivity to international remittance and payment ecosystems. 190+ Countries

Banking Infrastructure Ready: Active Lloyds Bank account + additional Ria-supported account, ensuring immediate operational capacity.

Ideal for Fintech Startups: Perfect base for money remittance, payment solutions, neobanking, or fintech integrations.

Time-Saving: Avoids the long FCA licensing process and complex UK banking setup operations can start immediately.

Growth Potential: Direct entry into the UK and European payments market with a compliant and operational structure.

Fully operational SPI license
Easy expansion path (API / EMI)
Established banking & payment network
Ria partnership Account (Barclays) + Lloyds operational account
Attractive opportunity for fintech & payment service providers

Full details, financials, and terms of sale will be shared with serious buyers only after signing an NDA and providing buyer KYC information along with proof/source of funds.