Poland Small Payment Institution SPI for Sale

Poland Small Payment Institution (MIP) License for Sale

Key Features:
Incorporation: Mid-2024
License Granted: Mid-2025 (Small Payment Institution – MIP)
Operational History: No business activity conducted, aside from internal transfers, registration, and regulatory setup
Bank Account: Active with mBank
Regulatory Readiness: DORA (Digital Operational Resilience Act) implementation already in place
Background:
The company was established by a group already active in the lending (loan) industry through a separate entity. This new company was created as a regulated vehicle with a fresh MIP license, ensuring full compliance and readiness to operate under Polish and EU payment services regulations.

License Scope:

The granted MIP license covers the complete range of activities permitted under Polish law, including:
Cash deposits and withdrawals
Domestic transfers and execution of payment orders
Issuance of payment instruments (e.g., cards)
Merchant acquiring services (POS/online payments)
Money remittance services
FX services (as ancillary)
This enables the company to operate as a fully authorized non-bank payment service provider within Poland.

Why This Polish MIP License?

Freshly incorporated and licensed – clean, unused entity ready for launch
Bank account with mBank already open
Full-scope MIP authorization aligned with Polish and EU standards
DORA implementation ensures compliance with the latest EU resilience framework
Attractive option for fintechs seeking a regulated EU base for payment operations