UK-Based SPI Licensed Company Ready for API/EMI Up

Asking Price: On Request

Financial Asset Details

Listed on Oct 30, 2025

A fully operational UK-licensed Small Payment Institution (SPI) with an established structure ready for upgrade to an Authorised Payment Institution (API) or Electronic Money Institution (EMI) license.

- Proven Business Model: 25,000 verified customers and an annual net profit of approximately GBP 300,000–400,000.
- Bank-Like Capabilities: Holds a safeguarded account with ClearBank and its own dedicated sort code, providing clients with the experience of a direct banking relationship.
- Multi-Currency Infrastructure: Operates safeguarded accounts in 12 currencies, with the ability to create virtual IBANs in customers’ names across all supported currencies, including GBP.
- Regulatory & Technical Strength: Registered in Open Banking with an independent Confirmation of Payee system (not reliant on third-party providers).
- Global Connectivity: SWIFT-registered with its own SWIFT code, enabling seamless international payments and integrations.

A rare opportunity to acquire a profit-making fintech platform with a full safeguarded infrastructure and strong regulatory standing — ideally positioned to scale into an API or EMI.

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Financials (USD)

Asking Price Not Disclosed

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