Sale of Non-Banking Financial Institution business

General data
Name:, established in January 2016 and registered with the General Register and the Special Register of the National Bank of Romania
CUI: 35441530, Registration No. J32/68/2016 (other source: J2016000068322)
Head office: Sibiu, Str. Calea Dumbrăvii 58, Floor 1, county Sibiu, postal code 550399
Share capital: 910,000 lei

Activity and regulation
operates as an IFN (non-banking financial institution) specialized in fast online lending, selling consumer loans directly to customers
Main CAEN code: 6492 – Other non-banking lending activities (as an entity with a NBR license)
Products and lending conditions
Offers fast loans 100% online, without additional documents, amounts between 200 lei and 10,000 lei, for a period of up to 12 months
Some offers include 0% interest in the first 3-5 days – for example, up to 5 days without interest, then about 1%/day after day 6–7
Repayment is made in installments (between 15 and 35 days), using the calculator on the platform for fast simulations or in monthly installments for 3 months, 6 months or 12 months
Financial performance & market position
Estimated turnover (according to D&B): approximately 1.67 million Euros (≈7-8 million lei)
A net profit in 2024 of 260,000 euros
Profit for the first 5 months of 2025 - 148,531 euros, with an estimate for 2025 of 355,000 euros
Dun & Bradstreet
Competitive advantages
Fast and completely digital process - online application, receipt in account or on card without physical visits
Registered in the BNR register (Special Reg.), therefore legally regulated and monitored
Moneezy
Considerations and best practices
Aspect Details
Target audience People who want fast unfunded loans, with minimal bureaucracy
is a national player, based in Sibiu, specialized in fast online microloans, legally regulated since 2016, with 100% digital process and zero interest offers for new customers. It is aimed at those who need quick access to small amounts of cash and prefer the convenience of a digital platform without physical documents.
Additional details will be provided later on request regarding the entire credit portfolio.