Owner-Financed Businesses for Sale in Florida

Discover a curated selection of owner-financed businesses for sale in Florida—no bank required! From bustling Miami restaurants and Tampa retail shops to service franchises in Orlando and Jacksonville, DealStream makes it easy to find your ideal Florida business with flexible seller financing. Browse our up-to-date listings now to secure a turnkey opportunity and start building your entrepreneurial future in the Sunshine State today.

All Matching Deals

Travel & Mobile Accessories Brand / $40M+ in sales
Florida

This is a rare opportunity to acquire a profitable, IP-rich consumer lifestyle brand operating at the lucrative intersection of the $9.9T travel industry and the high-demand mobile accessory sector. With over $40 million in lifetime revenue, numerous patents for their product designs, and high-profile...

$10,646,522
Cash Flow: $4,982,024
Details
Asset Sale Fully Equipped Medical Spa
Hallandale, FL

Highly regarded, fully equipped Medical Spa located in an affluent and high-traffic area of Broward County. The practice offers an extensive portfolio of services with revenue diversification across both wellness and aesthetic modalities. Wellness and regenerative services include hormone therapy,...

$700,000
Details
Lash Studio with Services and Branded Products
Delray Beach, FL

Premier beauty studio offering customized eyelash extension and brow services within a nationally recognized franchise system. The business operates from a high-end, high-traffic outdoor shopping and dining destination featuring strong national tenants, restaurants, and entertainment, providing consistent...

$199,000
Cash Flow: $0
Details
Premier Marine Dock, Seawall Construction Company
Palm Harbor, FL

Premier Marine Dock, Seawall construction company for sale in Tampa Bay FL. New seawall installation, repairs, erosion control and new dock installation. Growing industry, especially in Pinellas County due to the storms and heightened county/city storm codes. This company can handle canal or open project...

$750,000
Cash Flow: $242,154
Details
Plumbing Company in Tampa
Dunedin, FL

Over 30 year old plumbing company for sale in Tampa Bay. Primarily focused on residential clients offering service, repairs, construction and general plumbing services. 5 technicians, Service Manager, Shop Helper and office staff in place. 8 vehicles including trailers. Inventory is included with the...

$600,000
Cash Flow: $167,412
Details
Boutique Optometry/ Ophthalmology Practice & Condo
Sarasota, FL

High-Traffic Location, Repeat Patients, and Strong Upside for Optometrist or Ophthalmologist Well-established optometry/ophthalmology practice and optical boutique located on a major corridor in Sarasota, Florida. The practice combines comprehensive medical eye care with a curated, high-end eyewear...

$1,250,000
Cash Flow: $123,711
Details
Profitable Swimwear Business – Owner-Operator Read
Orlando, FL

Retail Brazilian swimwear boutique located in a highly desirable, AAA+ high-foot-traffic area. This well-established business has operated successfully for many years and continues to thrive. The store is fully staffed, making it ideal for either a hands-off owner or an owner-operator. Key Highlights: Prime...

$100,000
Cash Flow: $92,309
Details
Palm Beach Pool Service Route – 60 Accounts
Boca Raton, FL

A well-established pool service route covering Delray Beach, Boca Raton, Hypoluxo and Boynton Beach. The business services 60 residential accounts with a solid mix of monthly, quarterly and annual billing. These are strong, long-standing clients located in dense, highly desirable neighborhoods with...

$275,000
Cash Flow: $104,247
Details
Outdoor Self Storage - Buy in at the Ground Level
Brooksville, FL

Outdoor Self Storage property in Brooksville Florida. Permits and re zoning has just been completed. Finishing last FWC site inspection and then breaking ground. Land is 1.5 Acres high and dry corner lot. Traffic count has more than doubled in last two years. We will complete the project and give you...

$499,000
Details
Profitable Heavy Equipment Distributorship
Fort Myers, FL

Highly profitable equipment distributor serving multiple industries, recently launched a dedicated division to grow a new product line, supported by its own inventory and marketing infrastructure. Over the past several years, the Company has made significant investments to establish and grow the...

On Request
Cash Flow: $1,300,000
Details
Boca Raton, FL

Fully ACA-focused portfolio with 696 active members generating $433K in premium and $60K in annual commissions. Ambetter represents ~70% of total volume, with top-producing states including TX, FL, MI, OH, AZ, and TN. Buyers gain immediate bonus potential — even at one-third retention, estimated...

$60,000
Cash Flow: $45,000
Details
Luggage Wrapping in Florida's Busiest Airport
Florida

This business is located within one of the top 10 busiest airports in the U.S., and it provides three primary services: 1) luggage wrapping (flat rate), 2) luggage storage, and 3) stroller pickup and dropoff. There are currently 2 wrapping machines, and the growth opportunity lies in adding 2 machines...

$400,000
Cash Flow: $18,359
Details
Great Pool Service Route
Jacksonville, FL

Nice pool route with 60 customers, of which two are commercial accounts. Business also performs equipment repair for additional revenue. The business includes a database of homeowners who have pools for business development. Business has one full-time 1099 employee, but can be run by the owner if they...

$75,000
Cash Flow: $40,000
Details
Established Beauty Studio – Profitable & Turnkey
Tampa, FL

Founded in 2015, this highly regarded and well-established beauty business is celebrating its 10th year of successful operation. The studio has built a stellar reputation for excellence, specializing in eyelash extensions, brow services, and permanent makeup. Over the past decade, it has cultivated...

$299,000
Cash Flow: $97,258
Details
Pizzeria /  Turnkey with Beer & Wine License
Osceola County, FL

This well-established, full-service restaurant has earned a reputation for authentic Italian cuisine, warm hospitality, and consistent quality that keeps guests returning year after year. The owner, originally from Italy, has created a true neighborhood favorite known for its inviting atmosphere and...

$375,000
Cash Flow: $202,689
Details
High-Margin Delivery & Installation Business
Pompano Beach, FL

This high-margin, cash flow positive logistics and installation company serves the luxury residential market. It delivers end-to-end “white glove” services, including delivery, storage, and installation of high-end furniture and home décor. Clients include interior designers, luxury furniture retailers,...

$1,200,000
Cash Flow: $332,444
Details
Turnkey Craft Brewing & Distilling Business
Stuart, FL

Located in a thriving and rapidly growing region, this fully licensed craft beverage company offers a rare, turnkey opportunity in the booming brewery and distillery sector. With comprehensive licensing that covers brewing, distilling, winemaking, and cider production—all under one roof—this business...

$1,500,000
Details
AV & Automation Business – Turnkey & Profitable
Fort Lauderdale, FL

This established custom electronics systems integrator delivers advanced automation and security solutions across South Florida’s luxury residential, marine, and commercial markets. The company specializes in surveillance systems featuring facial recognition, line-cross detection, audio interaction,...

$2,000,000
Cash Flow: $452,172
Details
Easy to Operate Cabinet Refinishing Business
Volusia County, FL

Don't replace old cabinets, this process is much less costly and the results are amazing. The cabinet refinishing trend is growing as new cabinet costs continue to skyrocket. Refinishing is becoming a great alternative for homeowners looking to refresh and investors looking to maximize value on flips. This...

$195,000
Cash Flow: $46,362
Details
Profitable Multi-Location Dry Cleaner – Turnkey
Palm Beach, FL

This well-established dry cleaning and laundering business has maintained a strong presence in South Florida since 2003. It currently operates three locations in Delray Beach, Boca Raton, and Deerfield Beach, all of which are included in the sale. The Deerfield Beach location functions as the central...

$695,000
Cash Flow: $295,000
Details
Profitable Turnkey Dog Grooming Spa for Sale
Vero Beach, FL

This fully operational, turnkey dog grooming business features a beautifully built-out facility with multiple grooming rooms, professional-grade tubs, and high-end grooming equipment. The sale includes all furniture, fixtures, equipment (FF&E), and inventory needed to continue operations seamlessly...

$150,000
Cash Flow: $43,000
Details
Profitable & Absentee-Run – Turnkey Salon
Davie, FL

This premier, full-service hair salon is located in the heart of Davie, Florida. Established over 12 years ago, the business underwent a complete transformation under new ownership just three years ago, combining an elevated brand aesthetic with operational excellence. It is currently absentee-run,...

$129,000
Cash Flow: $80,000
Details
Unique Multi-Talented Solar Company w/Growth
Navarre, FL

Over the course of roughly the last 15 years, residential solar has gone from being something of a rarity, where today it is estimated that of all of the areas in the US which are approved for solar, 1-in-20 homes (and counting) are solar energy dependent. In July of 2025 the Federal Clean Energy...

On Request
Cash Flow: $1,100,000
Details
Branded Hair Loss Ecommerce Treatment Products
Miami, FL

The Company operates as a consumer retail business focused on providing hair concealment and haircare solutions through a combination of e-commerce and marketplace channels. It manages a lean in-house team primarily for fulfillment while outsourcing key marketing and digital functions to agencies. Manufacturing...

$16,000,000
Cash Flow: $2,000,000
Details
High Net Diversified Painting Contractor Business
Orlando, FL

The Company specializes in both commercial and residential painting services. Initially focused on residential projects, it expanded into the commercial sector in 2014, securing key contracts and successfully delivering a variety of larger-scale jobs. Over time, the Company has built a reputation for...

On Request
Cash Flow: $501,194
Details

Tips for Buying A Business

Do Thorough Due Diligence

Before committing to the purchase, conduct comprehensive due diligence. Scrutinize the business’s financial statements, tax returns, and legal documents to verify their accuracy. Analyze the company’s operating procedures, customer and supplier contracts, and any outstanding debts or liabilities. This process will help uncover potential risks and ensure you are fully informed about what you are buying.

Understand the Industry and Market

Gaining a solid understanding of the industry and market trends is essential for your success. Investigate the business’s competition, market demand, and potential for future growth. Speak with industry professionals, customers, and suppliers to get a well-rounded view of the business’s position in the market. By understanding the external factors affecting the business, you can make better strategic decisions going forward.

Plan For a Smooth Transition

A successful acquisition doesn’t end with the deal—it includes a well-managed transition. Work closely with the seller during the handover period to learn critical business processes and build relationships with employees, customers, and suppliers. Establish a clear plan for taking over operations and communicating your vision to the team. This helps maintain business continuity and sets the stage for your future success.